Guides › Claims
How Deductibles Work on a Claim
You pay the deductible first, and insurance covers eligible costs above it, up to your limits.
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Quick tips
- Plan your savings
- Small claims may not pay out
- Know your amount
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for how deductibles work on a claim?
Related guides
- Should You File a Small Home Insurance Claim?
- Water Damage Claims
- Fire Damage Claims
- Theft and Burglary Claims
- Storm Damage Claims
- How Long Does a Home Insurance Claim Take?
- Fallen Tree Coverage
- Who Needs Home Insurance?
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