Guides › Basics
How Much Home Insurance Do I Need?
Your dwelling limit should reflect the cost to rebuild, not the market price or what you paid. Add enough personal property and liability protection for your situation.
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Quick tips
- Estimate the cost to rebuild
- Make an inventory of belongings
- Consider higher liability limits
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for how much home insurance do i need?
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