Guides › Cost and discounts
Should You Raise Your Home Insurance Deductible?
A higher deductible lowers the premium but increases what you pay after a claim. Choose an amount you can afford.
Advertisement
Quick tips
- Keep emergency savings
- Compare the premium savings
- Understand percentage deductibles
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for should you raise your home insurance deductible?
Related guides
- Do Security Systems Lower Home Insurance Rates?
- New Roof and Home Insurance Rates
- Credit and Home Insurance Pricing
- How Claims History Affects Premiums
- Paying Home Insurance in Full
- Why Did My Home Insurance Go Up?
- How to Document Home Damage
- Insuring a Vacant Home
Advertisement