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Federal Minimum Liability for Trucks

Federal minimum liability limits depend on vehicle weight and cargo. For example, for-hire carriers of non-hazardous freight in vehicles over 10,001 pounds generally face a $750,000 minimum, while hazardous materials can require much higher amounts.

Quick Tips

• Confirm your exact category with a licensed agent or the FMCSA.
• Many shippers and brokers require $1 million or more.
• Treat the minimum as a floor, not a target.

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