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Home Insurance and Your Mortgage Lender
Lenders require adequate coverage and list themselves as mortgagee on your policy.
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Quick tips
- Send proof of coverage
- Keep the policy active
- Beware of force-placed insurance
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for home insurance and your mortgage lender?
Related guides
- Force-Placed Insurance
- Home Insurance Checklist
- Allstate Home Insurance FAQ
- Condo Insurance (HO-6)
- Renters Insurance Basics
- Landlord Insurance
- Home Insurance for First-Time Buyers
- What Affects Your Home Insurance Rate
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