Guides › Cost and discounts
What Affects Your Home Insurance Rate
Location, rebuild cost, age of the home, roof condition, claims history, deductible and, in many states, a credit-based insurance score.
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Quick tips
- Fix roof issues
- Improve security
- Keep claims low
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for what affects your home insurance rate?
Related guides
- Home Insurance Discounts to Ask About
- Bundle Home and Auto Insurance
- Should You Raise Your Home Insurance Deductible?
- Do Security Systems Lower Home Insurance Rates?
- New Roof and Home Insurance Rates
- Credit and Home Insurance Pricing
- How to Compare Home Insurance Quotes
- Lightning and Power Surge Damage
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