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Home Insurance vs Home Warranty
Home insurance covers sudden damage such as fire or storms. A home warranty covers repair of appliances and systems that wear out through normal use. They are different products.
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Quick tips
- Insurance covers sudden perils
- A warranty covers wear and breakdown
- Insurance is usually required, a warranty is optional
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for home insurance vs home warranty?
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- How to Read Your Home Insurance Declarations Page
- What Is an HO-3 Homeowners Policy?
- Buying Home Insurance From an Agent vs Online
- How Much Home Insurance Do I Need?
- Home Insurance When Buying a House
- Replacement Cost vs Actual Cash Value
- Paying Home Insurance in Full
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