Guides › Coverage
Other Structures Coverage
Covers detached structures such as fences, sheds and detached garages, usually as a percentage of your dwelling limit.
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Quick tips
- Check the limit
- List valuable sheds or workshops
- Business use may be excluded
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for other structures coverage?
Related guides
- Personal Property Coverage
- Loss of Use (Additional Living Expenses)
- Personal Liability Coverage
- Medical Payments to Others
- Replacement Cost vs Actual Cash Value
- Extended Replacement Cost Coverage
- Wind and Hail Coverage
- How to Document Home Damage
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