Guides › Coverage
Personal Property Coverage
Covers belongings such as furniture, clothing and electronics when they are damaged or stolen by a covered cause.
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Quick tips
- Take a home inventory
- Ask about replacement cost
- Note sub-limits for jewelry and cash
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for personal property coverage?
Related guides
- Loss of Use (Additional Living Expenses)
- Personal Liability Coverage
- Medical Payments to Others
- Replacement Cost vs Actual Cash Value
- Extended Replacement Cost Coverage
- Ordinance or Law Coverage
- Common Home Insurance Exclusions
- How to Make a Home Inventory
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