Guides › Coverage
Common Home Insurance Exclusions
Typical exclusions include flood, earthquake, neglect, wear and tear, and intentional damage.
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Quick tips
- Read the exclusions section
- Ask about gaps
- Add coverage when needed
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for common home insurance exclusions?
Related guides
- Dwelling Coverage (Coverage A)
- Other Structures Coverage
- Personal Property Coverage
- Loss of Use (Additional Living Expenses)
- Personal Liability Coverage
- Medical Payments to Others
- Home Insurance for Older Homes
- Frozen Pipes and Home Insurance
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