Guides › Coverage
Earthquake Insurance and Homeowners Policies
Earthquake damage is generally excluded from standard policies and needs separate coverage or an endorsement.
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Quick tips
- Consider your region
- Ask about deductibles
- Review exclusions
Ask your agent: How does this apply to my home and state, and what are the limits and exclusions for earthquake insurance and homeowners policies?
Related guides
- Wind and Hail Coverage
- Common Home Insurance Exclusions
- Dwelling Coverage (Coverage A)
- Other Structures Coverage
- Personal Property Coverage
- Loss of Use (Additional Living Expenses)
- Monthly vs Annual Home Insurance Payments
- Hail Damage and Your Roof
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